Blog

Buying a First Home- How much deposit is required? Knowing the amount of deposit required is the biggest dilemma faced by First Home Buyers. Understanding of what allows lender’s gain confidence in you could mean that the lenders see you as a low-risk customer and it can increase the likelihood of your loan being approved. … Continue reading “Buying a First Home- How much deposit is required?”

A common question being asked by my clients is “what’s the difference between offset and a redraw account”? Offset Account is a transaction Account which is linked to your home loan Account and can be used for day to day banking transactions. A Redraw account is a Home Loan Account which allows borrowers to pay extra repayments on … Continue reading “OFFSET VS REDRAW”

You probably would have heard of the importance of “knowing your outcome”, Almost a cliche’, isn’t it? But like in every other aspect of life, it is a key to your investment journey. Below are some of the things to consider before buying an investment property Short Term or Long Term Investment If you are … Continue reading “ARE YOUR INVESTMENT GOALS SET?”

HOW TO BID WITH CONFIDENCE Tightened Lending and Stagnant wages do not make house purchasing an affordable choice. However, as per the core logic data, Melbourne Housing market update for July 2018 “Buyers have more choice with the ability to negotiate with the vendors and less urgency in their decision making which alleviates any upward … Continue reading “HOW TO BID WITH CONFIDENCE”